| Privacy Statement | |||
At Caspian Systems, we know how important personal privacy is to you. Because of our interest in protecting your privacy, we have adopted the following privacy principles, continuing our commitment to you, our valued customer: 1. Recognition of Your Expectation of Privacy. We recognize that you expect privacy and security for your personal and financial affairs. We understand the need to safeguard the sensitive information about you that you have entrusted to us.2. Our Collection, Retention, and Use of Information about You. We collect, retain, and use information about you only where we reasonably believe that it will help administer our business or provide products, services, and other opportunities to you. We collect and retain information about you only for specific business purposes - and we will tell you why we are collecting and retaining it upon your request. We use information to protect and administer your records, accounts, and funds; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs so that we can provide you with quality products and superior service. 3. Our Maintenance of Accurate Information. We have procedures to help assure that your financial information is accurate, current, and complete in accordance with commercial standards. If you ever find that your account information is incomplete, inaccurate or not current, please call or write to us at the telephone number or address listed on your account statement. We will correct any erroneous information as quickly as possible. 4. Limiting Employee Access to Information. We have procedures that limit employee access to personally identifiable information to those employees with a business reason to know such information about you. We educate our employees about the importance of confidentiality and customer privacy through standard operating procedures, special training programs and our policies on ethics. We take appropriate disciplinary measures to enforce employee privacy responsibilities. 5. Security Procedures to Protect Information. We maintain security standards and procedures to help prevent unauthorized access to confidential information about you. 6. Restrictions on Disclosing Information to Outside Parties. We do not reveal specific information about your accounts or other personally identifiable data to parties outside Caspian Systems unless (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a reputable credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or required. We do not provide account or personal information to outside companies for the purpose of independent telemarketing or direct mail marketing of any non-financial products or services of those companies. 7. Maintaining Your Privacy in Our Business Relationships. Sometimes it is necessary to provide personally identifiable information about you to a party outside Caspian Systems, such as a vendor or service company that we hire to prepare your account statements or to provide support or services for one or more of our products. These vendors and service companies agree to safeguard our confidential information about you and your products and services with us and must abide by applicable law. 8. Disclosing Our Privacy Commitment to You. We want you to understand our commitment to personal privacy and our use of information. For this reason, we have prepared these Privacy Principles. This material will answer most of the important questions that you may have about how we gather, protect and use information. These Privacy Principles apply to individuals, and we reserve the right to change them, along with related provisions, at any time. |
|||
